What is Affirm?

Affirm offers a versatile payment choice, allowing customers to make interest-free payments every two weeks or on a monthly basis for their purchases. With Affirm's straightforward integration, merchants gain access to mobile-friendly solutions designed for e-commerce, in-person transactions, and phone sales.

Pricing

Affirm Starting Price

Awards
Affirm Award

Our Awards and Recognition

More Awards
Get Best Quote for Affirm

Connect with SoftwareSuggest experts to get the best quote for your business.

Key Features of Affirm

Here are the powerful features that make Affirm stand out from the competition. Packed with innovative tools and advanced functionalities, this software offers a range of benefits.

  • Flexible Payment Options
  • No Hidden Fees
  • Instant Approval Decision
  • Soft Credit Check
  • Transparent Terms
  • Interest Free Options
  • Mobile App
  • Merchant Integration
  • Customer Support
  • Payment Reminders
  • Autopay
  • Credit Reporting
  • Customizable Plans
  • Secure Transactions
  • User Friendly Interface
  • Multiple Payment Methods
  • Refund Handling
  • Promotional Financing
  • Spending Limits
  • Account Management
Show More

Affirm Screenshots

Affirm, Inc logo
Do you work for Affirm, Inc?
Claim This Profile

Affirm Specifications

Get a closer look at the technical specifications and system requirements for Affirm. Find out if it's compatible with your operating system and other software.

Company Details :
Company Name : Affirm, Inc
Headquarter : San Francisco
Full Address : 650 California St, San Francisco, California 94108, US
Show More
Language Support :
English
Business :
StartUps
SMBs
Mid-Market
Enterprises
Available Support :
Email
Phone
Tickets

Affirm Comparisons

Compare Affirm with other similar options available in Buy Now Pay Later Tools. Explore the key differences to see why it's the top choice for businesses and individuals.

Affirm Description

Here's the comprehensive description of Affirm. Gain a brief understanding of its unique features and exceptional benefits.

Affirm is a leading financial technology platform that offers transparent and flexible payment solutions to consumers and merchants. Designed to provide an alternative to traditional credit cards, Affirm enables users to make purchases and pay over time with simple, clear terms and no hidden fees.

The platform's key feature is its "Buy Now, Pay Later" model, which allows customers to split their purchases into manageable installments. Affirm offers a range of repayment options, including monthly payments and flexible terms, empowering users to choose a payment plan that suits their budget and preferences.

Affirm partners with a wide network of merchants across various industries, including retail, e-commerce, travel, and more. Users can access Affirm's payment options directly at checkout when shopping with participating merchants, making it convenient and seamless to finance their purchases.

Affirm provides customers with clear information about interest rates, fees, and repayment schedules upfront. The platform also offers financial education resources to help users make informed financial decisions.

Accessible via web and mobile applications, Affirm offers a user-friendly experience and convenient access to financial services, making it a popular choice for consumers looking for flexible payment options.

 

Affirm Resources

Overall Affirm Reviews

Thinking about using Affirm? Check out verified user reviews & ratings based on Affirm's features, user-friendliness, customer support, and other factors that contribute to its overall appeal.

4.7/5

Based on 6 Reviews

Write a Review Or
Ask a Question
Feature 4.5

Feature

Out of 5

Ease of use 4.7

Ease of use

Out of 5

Value for money 4.5

Value for money

Out of 5

Customer support 4.5

Customer support

Out of 5

Likelihood to recommend 88.3%

Likelihood to recommend

Out of 100%

Affirm Pros and Cons

"Affirm provides consumers with straightforward and transparent financing choices, ensuring they receive upfront details regarding payment terms, interest rates, and associated fees. This has helped my company create streamlined processes."

"Affirm permits users to divide purchases into convenient monthly payments, offering enhanced adaptability and affordability compared to conventional credit cards."

"Affirm guarantees a simple and user-friendly borrowing process by abstaining from levying late fees, annual fees, or prepayment penalties, promoting a transparent and consumer-oriented approach."

"Affirm provides consumers with straightforward and transparent financing choices, ensuring they receive upfront details regarding payment terms, interest rates, and associated fees. This has helped my company create streamlined processes."

"While Affirm does not conduct a hard credit check for most users, opting for financing may still impact the credit scores of some individuals."

""Affirms interest rates can be relatively high, especially for users with lower credit scores, potentially leading to higher overall costs for financed purchases.""

SoftwareSuggest reviews are authentic and verified. Here's how.

Showing 3 out of 6 Reviews

Seema P.

E-commerce Specialist

Used the software for : 1-2 years (Daily)

Company Size :51-200 employees

5.0

Jul 03, 2024

Verified via Business Email.

Verified Reviewer

The reviewer either uploaded a screenshot or invoice of the last billing, confirming their status as a current user of the software.

Verified User

Empowering Financial Freedom: Affirm Review

Affirm has revolutionized the way I approach financial decisions. Its transparent and flexible payment options empower me to make purchases with confidence, without the burden of traditional credit card debt. The straightforward application process and reasonable interest rates make Affirm my go-to choice for budget-friendly shopping.

Feature 5

Feature

Out of 5

Ease of use 5

Ease of use

Out of 5

Value for money 5

Value for money

Out of 5

Customer support 5

Customer support

Out of 5

Affirm IOS App Experience

1 2 3 4 5 6 7 8 9 10

Affirm After Sales Service Rating

1 2 3 4 5 6 7 8 9 10

What do you like best about Affirm?

Affirm provides consumers with straightforward and transparent financing choices, ensuring they receive upfront details regarding payment terms, interest rates, and associated fees. This has helped my company create streamlined processes.

What do you dislike about Affirm?

Affirm provides consumers with straightforward and transparent financing choices, ensuring they receive upfront details regarding payment terms, interest rates, and associated fees. This has helped my company create streamlined processes.

What features is Affirm currently missing?

Expanding the network of merchants that accept Affirm financing would provide users with more options for making purchases using the platform, increasing its overall utility and appeal.

Thomas C.

Payment Solutions Advisor

Used the software for : Less than 6 months (Yearly)

Company Size :201-500 employees

4.0

Jul 03, 2024

Verified via Business Email.

Verified Reviewer

The reviewer either uploaded a screenshot or invoice of the last billing, confirming their status as a current user of the software.

Verified User

Seamless Shopping Experience: Exploring Affirm's Benefits

Affirm has transformed my shopping experience for the better. With its easy-to-use platform and transparent financing options, I can shop for what I need without worrying about hidden fees or complex terms. The ability to split purchases into manageable payments has made budgeting easier, making Affirm an indispensable tool for savvy shoppers.

Feature 4

Feature

Out of 5

Ease of use 4

Ease of use

Out of 5

Value for money 4

Value for money

Out of 5

Customer support 5

Customer support

Out of 5

Affirm IOS App Experience

1 2 3 4 5 6 7 8 9 10

Affirm After Sales Service Rating

1 2 3 4 5 6 7 8 9 10

What do you like best about Affirm?

Affirm permits users to divide purchases into convenient monthly payments, offering enhanced adaptability and affordability compared to conventional credit cards.

What do you dislike about Affirm?

While Affirm does not conduct a hard credit check for most users, opting for financing may still impact the credit scores of some individuals.

What features is Affirm currently missing?

Incorporating features to help users improve their credit scores over time, such as credit education resources or personalized credit-building recommendations, would add value for users seeking to strengthen their financial profiles.

Vivek N.

Online Retail Consultant

Used the software for : 6-12 months (Daily)

Company Size :51-200 employees

5.0

Jul 03, 2024

Verified via Business Email.

Verified Reviewer

The reviewer either uploaded a screenshot or invoice of the last billing, confirming their status as a current user of the software.

Verified User

Financial Flexibility Made Easy: A Comprehensive Review of Affirm

Affirm's user-friendly interface, clear terms, and reasonable repayment options provide peace of mind when making purchases. Whether buying a new gadget or investing in experiences, Affirm's flexibility and transparency make it a reliable financial partner.

Feature 5

Feature

Out of 5

Ease of use 5

Ease of use

Out of 5

Value for money 4

Value for money

Out of 5

Customer support 5

Customer support

Out of 5

Affirm Mobile App Experience

1 2 3 4 5 6 7 8 9 10

Affirm After Sales Service Rating

1 2 3 4 5 6 7 8 9 10

What do you like best about Affirm?

Affirm guarantees a simple and user-friendly borrowing process by abstaining from levying late fees, annual fees, or prepayment penalties, promoting a transparent and consumer-oriented approach.

What do you dislike about Affirm?

"Affirms interest rates can be relatively high, especially for users with lower credit scores, potentially leading to higher overall costs for financed purchases."

What features is Affirm currently missing?

Integrating Affirm with popular budgeting apps or financial management platforms would enable users to seamlessly incorporate their Affirm payments into their overall financial planning and budgeting strategies.

Alternatives of Affirm

Explore alternative software options that can fulfill similar requirements as Affirm. Evaluate their features, pricing, and user feedback to find the perfect fit for your needs.

Affirm FAQs

What are the top 5 features for Affirm?

The top 5 features for Affirm are:

  • Catalog Management
  • Payment Processing
  • Credit Management
  • Debit Card Support
  • Online payments

What type of customer support is available from Affirm?

The available support which Affirm provides is:

  • Phone
  • Email
  • Tickets

Where is the headquarters/company of Affirm located?

The headquarters/company of Affirm is located at San Francisco.

What types of businesses does Affirm serve?

Affirm serves a wide range of businesses, including but not limited to Startups, SMBs, Mid-Market & Enterprises.

Who are the primary competitors of Affirm?

The three major competitors of Affirm are Scalapay, Paidy and Capital Float. Compare and evaluate their features, advantages, disadvantages, and other aspects to find the best option for your business.

Free Demo Get Pricing
Free Demo