Top paid & free alternatives to Affirm includes Afterpay, Klarna, Katapult, Deferit, Apple Pay Later, Paythen, Splitit, QuickFee, Sezzle and Laybuy. Analyze a range of top Buy Now Pay Later Tools that offer similar benefits at competitive prices. Empower your team by choosing the best Affirm competitor that meets your unique business requirements.
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Most Popular Affirm Alternatives
Product and vendor alternatives are selected from a pool of vendors/products in the market. SoftwareSuggest uses a combination of user responses to the question, “Which other vendor did you consider in your evaluation?”. We also consider the total review volume for those vendors/products within the market.
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Best Competitors and Alternatives to Affirm
Showing 1 - 10 of 25 products
#1
Contenders | 2025
User Review
This information is based on user reviews.
Afterpay has simplified my shopping journey with its convenient payment solutions. By spreading payments over time with no interest, I can afford the items I need without financial strain. Plus, the user-friendly app and straightforward approval process make Afterpay a go-to opti... Read Afterpay Reviews
Categories in Common with Afterpay
Alternatives of Afterpay and Affirm
Afterpay review compared to Affirm
"Convenient and Hassle-Free: Exploring Afterpay's Benefits" - Isaiah Murphy - Payment Solutions Advisor
Most users consider Afterpay is an excellent Affirm alternative.
90% of users recommend this product
This information is based on user submitted reviews.
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#2
Contenders | 2025
User Review
This information is based on user reviews.
Having used Klarna for several months, I can confidently say that it has significantly streamlined my payment processing workflow, allowing me to focus more on growing my business and less on administrative tasks. Read Klarna Reviews
Categories in Common with Klarna
Software Common with Affirm and Klarna
Klarna review compared to Affirm
"Klarna has redefined the shopping experience for me!" - Priyanshi Deliwala - Brand Strategist
Most users consider Klarna is an excellent Affirm alternative.
90% of users recommend this product
This information is based on user submitted reviews.
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#3
Contenders | 2025
User Review
This information is based on user reviews.
Katapult is a versatile software solution designed to streamline project management and enhance team collaboration, offering intuitive tools for task tracking, resource allocation, and real-time communication, ultimately boosting productivity and ensuring project success. Read Katapult Reviews
Common Alternatives of Katapult and Affirm
70% of users recommend this product
This information is based on user submitted reviews.
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#4
Emergents | 2025
Product Description
Deferit is the easiest and fastest way to pay any bill. Get the flexibility to pay bills your way, whether upfront or over time in 4 easy installments. No interest. No late fees. Just a simple subscription. With Deferit, you can save over $200 a year on your bills and build credi... Learn more about Deferit
Alternatives of Deferit and Affirm
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#5
Emergents | 2025
Product Description
Apple Pay Later is a convenient way to manage your purchases, allowing you to split payments into manageable installments. Enjoy the flexibility of buying now and paying over time, all within the secure and seamless Apple ecosystem. Learn more about Apple Pay Later
Common Alternatives of Apple Pay Later and Affirm
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#6
Emergents | 2025
Product Description
Paythen is the ultimate payment plan solution for businesses of all sizes. With Paythen, you can offer payment plans in one minute, maximize sales with our Pay Your Way plan, get paid anywhere with easy payment links, and personalize self-serve pages to reduce support time and in... Learn more about Paythen
Alternatives of Paythen and Affirm
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#7
Emergents | 2025
Product Description
Splitit is a versatile installment payment solution enabling shoppers to use their existing credit cards at checkout. It offers seamless in-person, online, and over-the-phone payment options, enhancing customer trust and boosting conversion rates with flexible payment plans. Learn more about Splitit
Alternatives of Splitit and Affirm
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#8
Emergents | 2025
Product Description
QuickFee is an online payment and e-invoicing platform designed to help accounting and law firms reduce their aging receivables and get paid faster. With QuickFee, you can accept one-time or recurring payments through ACH transfers, credit cards, or debit cards, and offer 3- to 1... Learn more about QuickFee
Software Common with Affirm and QuickFee
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#9
Emergents | 2025
Product Description
Sezzle is a financial technology company that provides customers with flexible payment options and the ability to build credit. With Sezzle, customers can pay for their purchases in 4 installments over 6 weeks with 0% interest or choose to pay monthly. Customers enrolled in Sezzl... Learn more about Sezzle
Common Alternatives of Sezzle and Affirm
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#10
Emergents | 2025
Product Description
Laybuy is a flexible payment solution that allows users to spread the cost of purchases over six weekly interest-free installments. It offers seamless integration with online stores, real-time credit checks, and a user-friendly interface, enhancing shopping convenience and financ... Learn more about Laybuy
Alternatives of Laybuy and Affirm
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