Best Microfinance Banking Software
Best microfinance banking software solutions are Websoftex Nidhi, Jayam, CloudBankin, CoBIS, and OpenCBS. Become Best microfinance bank with any of these software platforms as they are user-friendly, and come with a huge range of features.
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Most Popular Microfinance Banking Software
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List of 20 Best Microfinance Banking Software
Emergents | 2025
Product Description
Temenos is efficient software for internet banking known for its scalability. This award-winning software offers banking solutions to wealth managers and financial institutions, including corporate, retail, community, microfinance, and community banks. Read More About Temenos
Temenos Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Blockchain Integration
- Artificial Intelligence
- Channels And User Experience
- Financial Crime Mitigation
- Analytics And Reporting
- Api First Design
- Treasury Management
- Microservices
- View all Features
Temenos Features and Usability-Based User Satisfaction Score
Emergents | 2025
Product Description
Mambu is one of the best online banking software solutions that is well-known for its speed and agility. It is a cloud-based platform that aims to deliver end-to-end banking services to create an enriching experience for customers. Read More About Mambu
Mambu Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Transaction Monitoring
- Credit Scoring
- Core Banking
- Api Integration
- Digital Banking
- Fraud Detection
- Compliance
- Customer Management
- View all Features
Mambu Features and Usability-Based User Satisfaction Score
Emergents | 2025
Product Description
Finacle is a robust banking solution suite from Infosys that empowers financial institutions with advanced digital capabilities. It streamlines core banking operations, enhances customer experiences, and drives innovation in financial services. Read More About Finacle
Finacle Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Trade Finance
- Blockchain Solutions
- Payments
- Compliance
- Corporate Banking
- Lending
- Digital Banking
- Wealth Management
- View all Features
Finacle Features and Usability-Based User Satisfaction Score
Emergents | 2025
Product Description
Bankingly is a trustworthy online banking security software built for financial institutions. This robust software facilitates web, mobile, and social media banking at an affordable price. Bankingly offers training via documentation and live online sessions. Read More About Bankingly
Bankingly Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Analytics And Reporting
- Loan Management
- Fund Transfers
- Budgeting Tools
- Personal Finance Management
- Atm Locator
- Transaction History
- User Management
- View all Features
Bankingly Features and Usability-Based User Satisfaction Score
Emergents | 2025
Product Description
Nelito loan origination is a fully-featured loan origination software designed to serve SMEs, enterprises, and agencies. Nelito loan origination provides end-to-end solutions. This loan origination system offers compliance management, document management, loan processing, and online application in one place. Read More About Nelito
Nelito Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Risk Assessment
- Reporting And Analytics
- Collateral Management
- User Access Control
- Document Management
- Multi Channel Support
- Loan Product Management
- Application Processing
- View all Features
Nelito Features and Usability-Based User Satisfaction Score
Emergents | 2025
Product Description
Websoftex is a payroll manager for companies of all sizes. This payroll software creates payslips, salary registers, leave management, bonds, loans, and income tax. It should be able to enter the overtime and absence details or import from PDF files for all staff. Read More About Websoftex Nidhi
Websoftex Nidhi Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Agent Management
- Loan Management
- Document Management
- User Access Control
- Sms Alerts
- Fixed Deposit Management
- Email Notifications
- Interest Calculation
- View all Features
Websoftex Nidhi Features and Usability-Based User Satisfaction Score
Emergents | 2025
Product Description
Jayam is a trailblazer in software solutions, offering scalable, cost-effective products tailored for SMEs and MSMEs. Their innovative approach and commitment to quality have revolutionized industries, making business operations smoother and more efficient globally. Read More About Jayam
Jayam Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Asset Maintenance
- Barcode Integration
- Alerts And Notifications
- Asset Tracking
- Asset Disposal
- Audit Trail
- Compliance Management
- Asset Lifecycle Management
- View all Features
Jayam Features and Usability-Based User Satisfaction Score
Contenders | 2025
Complete End-to-End Digital Lending Platform
Product Description
CloudBankIN is the SaaS Banking Engine, which has the functionality of Savings, Deposits, Shares, Loan Management System, Collections, Accounting, Internet Banking, and Mobile Banking. This software will be widely used by Banks, NBFCs, and MFIs. Read More About CloudBankIN
CloudBankIN Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Amortization Scheduling
- Mobile Access
- Loan Servicing
- Notifications And Alerts
- Customer Portal
- Payment Processing
- Multi Currency Support
- Compliance Management
- View all Features
CloudBankIN Features and Usability-Based User Satisfaction Score
Emergents | 2025
Product Description
CoBIS is a comprehensive microfinance management solution designed to enhance productivity and customer satisfaction for financial institutions of all sizes. It offers seamless digital banking, robust financial reporting, and customizable support services globally. Read More About CoBIS
CoBIS Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Investment Management
- Compliance Management
- Customer Relationship Management (crm)
- Account Management
- Document Management
- Fund Transfer
- Atm Management
- User Access Control
- View all Features
CoBIS Features and Usability-Based User Satisfaction Score
Emergents | 2025
Product Description
Adysoft Nidhi is your go-to solution for efficient financial management. Tailored for Nidhi companies, it streamlines operations, enhances member services, and ensures compliance with ease. Experience seamless integration and robust features designed to elevate your business. Read More About Adysoft Nidhi
Adysoft Nidhi Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Accounting Management
- Interest Calculation
- User Role Management
- Loan Management
- Audit Trail
- Cheque Management
- Agent Management
- Branch Management
- View all Features
Adysoft Nidhi Features and Usability-Based User Satisfaction Score
Emergents | 2025
Product Description
OpenCBS is a versatile, cloud-based core banking system designed for financial institutions. It streamlines loan origination, integrates seamlessly with other systems, and offers a user-friendly tablet app for field operations, ensuring efficient, scalable, and inclusive financial services. Read More About OpenCBS
OpenCBS Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Client Management
- Internet Banking
- Multi Currency
- Core Banking
- Interest Calculation
- Audit Trail
- Sms Banking
- Reporting
- View all Features
OpenCBS Features and Usability-Based User Satisfaction Score
Emergents | 2025
Product Description
Core Banking Solution (CBS) by Virmati offers a robust set of modules to carry out daily operational tasks efficiently. It is suitable for all types of banks, including the central bank of a country, private banks, investment banks, service banks, and more. Read More About Virmati’s CBS
Virmati’s CBS Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Multi Branch Support
- Internet Banking
- Risk Management
- Cheque Truncation System (cts)
- Business Analytics
- Core Banking
- Financial Accounting
- Deposit Management
- View all Features
Virmati’s CBS Features and Usability-Based User Satisfaction Score
Emergents | 2025
Product Description
Award-winning AI-based end-to-end digital lending management SaaS platform for SMEs and enterprise businesses, including banks, credit unions, finance companies, in-house lenders, non-profits, and governments. Read More About TurnKey Lender
TurnKey Lender Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Third Party Integrations
- Automated Underwriting
- Risk Management
- Customer Relationship Management (crm)
- Compliance Management
- Fraud Detection
- Mobile Access
- Reporting And Analytics
- View all Features
TurnKey Lender Features and Usability-Based User Satisfaction Score
Emergents | 2025
Product Description
Sopra Steria is a leading European tech company with 56,000 employees across 30 countries, excelling in consulting, digital services, and software development. Recognized as a 2024 AI technology leader, they champion responsible and sustainable AI innovations. Read More About Sopra Steria
Sopra Steria Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Collateral Management
- Integration Capabilities
- Workflow Automation
- Risk Management
- Interest Rate Management
- Loan Restructuring
- Amortization Scheduling
- Document Management
- View all Features
Sopra Steria Features and Usability-Based User Satisfaction Score
Emergents | 2025
Product Description
Improve FTFR with intelligent job assignment and easy access to the right tools. Reduce downtime and boost service technician productivity. Enhance customer experience with seamless service agility. Read More About Dista Service
Dista Service Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Gps Integration
- Customer Management
- Work Order Management
- Integration With CRM
- Service History
- Invoicing
- Mobile App
- Notifications And Alerts
- View all Features
Dista Service Features and Usability-Based User Satisfaction Score
Contenders | 2025
Fully Customizable Audit Tool, Assessing Unit-Leve
Product Description
With Arukus Audit & Compliance Management System, microfinance institutions gain the power to seamlessly uphold compliance standards across all their processes and sub-processes, spanning every branch within the organization. Read More About Arukus Audit & Compliance
Arukus Audit & Compliance Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Branch Management
- Customer Management
- Sms And Email Notifications
- Agent Management
- Recurring Deposit Management
- Accounting Integration
- Compliance Management
- User Access Control
- View all Features
Arukus Audit & Compliance Features and Usability-Based User Satisfaction Score
Emergents | 2025
Financial Message Orchestrator
Product Description
Financial middleware solution for orchestrating and automating workflows regarding the processing of financial transactions. Unbundle, convert, filter, validate, rebundle, and transmit financial messages in any format throughout your digital banking infrastructure. Read More About Symphony - Financial Middleware
Symphony - Financial Middleware Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Reporting And Analytics
- Real Time Payment Processing
- Chargeback Management
- Api Integration
- Settlement Management
- Compliance Management
- Multi Currency Support
- Mobile Payment Support
- View all Features
Symphony - Financial Middleware Features and Usability-Based User Satisfaction Score
Emergents | 2025
Next Generation Microfinance Software for MFIs
Product Description
Vexil Infotech is a scalable and dependable microfinance solution that enables you to automate your business processes through technology and allows you to plan your future growth and investments through an integrated platform. Read More About Integrated Microfinance Solutions (IMS)
Integrated Microfinance Solutions (IMS) Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Interest Calculation
- Compliance Management
- Disbursement Management
- Accounting Integration
- Savings Management
- Loan Management
- Document Management
- Sms Notifications
- View all Features
Startup
$ 417
Single Branch, Single User
Premium
$ 2083
3 Branches, Multiple Users
Enterprise
$ 6944
Unlimited Branches, Multiple Users
Integrated Microfinance Solutions (IMS) Features and Usability-Based User Satisfaction Score
Emergents | 2025
Helping Organizations Move from Higher Risk to Low
Product Description
Arukus Enterprise Risk Management tool for MFIs & NBFCs helps Risk Officers to identify potential risks, evaluate their impact, and take proactive measures to reduce and manage them effectively. Read More About Arukus ERM
Arukus ERM Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Business Continuity Planning
- Document Management
- Third Party Risk Management
- Dashboard And Reporting
- Risk Assessment
- Risk Reporting
- Workflow Automation
- Risk Identification
- View all Features
Arukus ERM Features and Usability-Based User Satisfaction Score
Emergents | 2025
Product Description
Virtuoso Nidhi Banking System Software is designed for microfinance and banking companies. This solution is developed to simplify your banking processes and enhance efficiency. Read More About Virtuoso Nidhi
Virtuoso Nidhi Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Financial Reporting
- Document Management
- Fixed Deposit Management
- Penalty Calculation
- Interest Calculation
- Sms And Email Notifications
- Compliance Management
- Accounting Management
- View all Features
Virtuoso Nidhi Features and Usability-Based User Satisfaction Score
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FAQs
What is Microfinance Banking Software?
Microfinance banking software is used by companies based in the industry and performs similar activities as a National Bank, like opening accounts, making deposits and withdrawals, giving loans, etc.