Find the Best Online Banking Software
Best online banking software includes interACT Universal Banker, EBANQ, Apex Banking, Capital Banking, and eBank.net. Such internet banking software enables financial institutions to provide core banking, treasury, wealth management, customer and corporate e-banking, and more to their customers via a secure internet portal.
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Most Popular Online Banking Software
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List of 20 Best Online Banking Software
Contenders | 2025
Product Description
Creatio is a global vendor of a no-code platform built for large organizations to streamline workflows and CRM. With unlimited customization, scalable solutions, and ready-to-use tools, Creatio empowers enterprises to own their automation with ease. Read More About Creatio
Creatio Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Field Sales Management
- Mobile CRM
- Social Media Integration
- Lead Management
- Service Level Agreement (sla) Management
- Customer Segmentation
- Opportunity Management
- Contact Management
- View all Features
Creatio Features and Usability-Based User Satisfaction Score
Emergents | 2025
Product Description
Airwallex is one of the leading financial service providing agencies offering top-quality solutions to facilitate global payments. They help you create accounts to ease the process of making online transactions and international payments. Read More About Airwallex
Airwallex Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Virtual Accounts
- Expense Management
- Api Integration
- Borderless Cards
- Global Accounts
- International Payments
- Fx Management
- Customer Support
- View all Features
Airwallex Features and Usability-Based User Satisfaction Score
Contenders | 2025
Product Description
EBANQ is an all-in-one banking platform for small banks, credit unions, savings & loans, trust companies, and client fund management companies. It is mobile-friendly, giving its customers the ability to access the system on the go. Read More About EBANQ
EBANQ Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Payment Processing
- Fee Management
- Transaction Management
- Compliance And Security
- Online Banking
- Document Management
- Multi Language Support
- User Roles And Permissions
- View all Features
EBANQ Core SaaS
$ 1000
Per Month
EBANQ Core Option A Hosted
$ 19000
One Time
EBANQ Features and Usability-Based User Satisfaction Score
Emergents | 2025
Product Description
Apex is a cloud-based banking solution with the main focus on enriching customers’ experiences. It offers a wide range of features, including multiple delivery channels, mobile banking software, an internet banking system, reconciliation and settlement, and more. Read More About Apex Banking
Apex Banking Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Multi Currency Support
- Compliance Management
- Mobile Banking
- Branch Management
- Risk Management
- Transaction Monitoring
- Loan Management
- Document Management
- View all Features
Apex Banking Features and Usability-Based User Satisfaction Score
Contenders | 2025
Product Description
Capital Banking Solutions is one of the best online banking software that aims to deliver an end-to-end banking experience for its customers. It carries banking expertise of more than 25 years to help you meet all the industry compliances. Read More About Capital Banking
Capital Banking Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Atm Management
- Customer Relationship Management (crm)
- Investment Management
- Cash Management
- Mobile Banking
- Treasury Management
- Multi Currency Support
- Payment Processing
- View all Features
Capital Banking Features and Usability-Based User Satisfaction Score
Emergents | 2025
Product Description
Dais Software offers online banking protection software that delivers a comprehensive set of functionalities. From internet and mobile banking to bill payments, multi-channel integration, and real-time notification feeds, it takes care of all. Read More About eBank.net
eBank.net Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Budgeting Tools
- Atm Locator
- Multi Currency Support
- Alerts And Notifications
- Fraud Detection
- Account Management
- Fund Transfers
- Transaction History
- View all Features
eBank.net Features and Usability-Based User Satisfaction Score
Emergents | 2025
Product Description
Finacus is one of the best online banking solutions that offers integrated software solutions across the globe. It stays up-to-date with the latest industry trends to make sure that it provides the best-in-class product to its consumers. Read More About Finacus
Finacus Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Reporting And Analytics
- Fee Management
- Cheque Management
- Balance Enquiry
- Fund Transfers
- Deposit Management
- Customer Support
- Bill Payments
- View all Features
Finacus Features and Usability-Based User Satisfaction Score
Emergents | 2025
Product Description
Leveris is an advanced digital banking solution for your financial institutions. It comes pre-integrated with all the services needed to carry out operations efficiently and smoothly. Besides, it can track and record every action in real-time. Read More About Leveris
Leveris Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Account Management
- Transaction History
- Investment Services
- Mobile Banking
- Bill Payments
- Api Integration
- Credit Card Management
- Alerts And Notifications
- View all Features
Leveris Features and Usability-Based User Satisfaction Score
Emergents | 2025
Product Description
InfrasoftTech is an AI-driven banking platform that integrates well with the bank’s old legacy system and other multi-channels to provide a unified experience. It also captures and analyzes customers’ behavior and turns it into actionable insights for better customer service. Read More About InfrasoftTech
InfrasoftTech Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Customer Relationship Management (crm)
- Alerts And Notifications
- Investment Services
- Multi Currency Support
- Analytics And Reporting
- Cheque Management
- Fraud Detection
- Loan Management
- View all Features
InfrasoftTech Features and Usability-Based User Satisfaction Score
Emergents | 2025
Product Description
Core Banking Solution (CBS) by Virmati offers a robust set of modules to carry out daily operational tasks efficiently. It is suitable for all types of banks, including the central bank of a country, private banks, investment banks, service banks, and more. Read More About Virmati’s CBS
Virmati’s CBS Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Regulatory Reporting
- Multi Currency Support
- Customer Self Service Portal
- Business Analytics
- Compliance Management
- Document Management
- Core Banking
- Risk Management
- View all Features
Virmati’s CBS Features and Usability-Based User Satisfaction Score
Emergents | 2025
Product Description
Mambu is one of the best online banking software programs that is well-known for its speed and agility. It is a cloud-based platform that aims to deliver end-to-end banking services to create an enriching experience for customers. Read More About Mambu
Mambu Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Api Integration
- Mobile Banking
- Credit Scoring
- Payment Processing
- Core Banking
- Compliance
- Deposits
- Transaction Monitoring
- View all Features
Mambu Features and Usability-Based User Satisfaction Score
Category Champions | 2025
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Product Description
TallyPrime is India’s leading business management software for GST, accounting, inventory, banking, and payroll. TallyPrime is affordable and is one of the most popular business management software used by nearly 20 lakh businesses worldwide. Read More About TallyPrime
TallyPrime Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Inventory Management
- Tds Management
- Data Security
- Gst Compliance
- Mis Reports
- Multi Currency Support
- Budgeting
- Banking
- View all Features
TallyPrime Silver
$ 313
Full License for Single User
TallyPrime Silver Monthly Subscription
$ 10
Monthly License / Single User
TallyPrime Gold Monthly Subscription
$ 31
Full Monthly License for Multi-User (Easy Renewal)
TallyPrime Features and Usability-Based User Satisfaction Score
Emergents | 2025
Product Description
CornicheNet acts as personal banking software for your customers. It enables them to open new accounts, change contact details, examine statements, and more. It offers high security as it provides built-in encrypted messaging services to ensure secure communications. Read More About CornicheNet
CornicheNet Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Mobile Banking
- Loan Management
- Alerts And Notifications
- Cheque Services
- Multi Currency Support
- Bill Payments
- Security Features
- Financial Planning
- View all Features
CornicheNet Features and Usability-Based User Satisfaction Score
Emergents | 2025
Product Description
Award-winning AI-based end-to-end digital lending management SaaS platform for SMEs and enterprise businesses, including banks, credit unions, finance companies, in-house lenders, non-profits, and governments. Read More About TurnKey Lender
TurnKey Lender Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Third Party Integrations
- Document Management
- Loan Renewal
- Mobile Access
- E Signature Integration
- Automated Underwriting
- Customer Relationship Management (crm)
- Risk Management
- View all Features
TurnKey Lender Features and Usability-Based User Satisfaction Score
Emergents | 2025
Product Description
Revolut is a cloud-based internet banking software that helps enterprises and SMEs streamline their finances. This software comes with many built-in functionalities such as multiple security options, analytics, instant payments within the network, and much more. Read More About Revolut
Revolut Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Loan Services
- Disposable Virtual Cards
- Recurring Payments
- 24/7 Customer Support
- Peer To Peer Payments
- Junior Accounts
- Travel Insurance
- Bill Splitting
- View all Features
Revolut Features and Usability-Based User Satisfaction Score
Emergents | 2025
Product Description
NYMBUS is the most modern, robust set of digital solutions that enables financial institutions to create a separate digital bank. The aim is to help them capture new customers and grow their business. Besides, it offers a fully integrated CRM solution. Read More About Nymbus
Nymbus Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Core Banking
- Card Management
- Api Integration
- Digital Banking
- Online Banking
- Alerts And Notifications
- Real Time Processing
- Treasury Management
- View all Features
Nymbus Features and Usability-Based User Satisfaction Score
Emergents | 2025
Product Description
Kony DBX is a leading banking platform in the industry that empowers banks of any size with the latest technology. It offers a comprehensive set of solutions that aim to provide better customer service. Read More About Kony
Kony Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Alerts And Notifications
- Bill Payments
- Credit Card Management
- Personal Finance Management
- Atm Locator
- Fund Transfers
- Multi Factor Authentication
- Branch Locator
- View all Features
Kony Features and Usability-Based User Satisfaction Score
Emergents | 2025
Product Description
Telepin is a revolutionary mobile banking software known for giving financial power to people through its mobile applications. This scalable software has over 256 million subscribers worldwide and has processed over ten billion transactions to date. Read More About Telepin
Telepin Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Api Integration
- Mobile Top Up
- Transaction History
- Balance Inquiry
- Loan Management
- Security And Fraud Detection
- Savings Management
- Agent Management
- View all Features
Telepin Features and Usability-Based User Satisfaction Score
Emergents | 2025
Product Description
Bottomline is an electronic banking software known for its unique UI & UX capabilities. This tool is highly preferred by banks for engaging with customers and delivering unmatched customer experience, besides growing profitable relationships with businesses. Read More About Bottomline
Bottomline Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Multi Factor Authentication
- Customer Support
- Check Deposit
- Audit Trails
- Fraud Detection
- Regulatory Compliance
- Investment Tracking
- Account Management
- View all Features
Bottomline Features and Usability-Based User Satisfaction Score
Emergents | 2025
Product Description
Sopra banking is an advanced online banking security software that has been assisting banks for 40 years. This fully-featured software is known for reducing your expenses, accelerating time to market, as well as optimizing and securing operations. Read More About Sopra Steria
Sopra Steria Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Multi Currency Support
- Document Management
- Loan Disbursement
- Loan Origination
- Loan Restructuring
- Credit Scoring
- Customer Relationship Management
- Collateral Management
- View all Features
Sopra Steria Features and Usability-Based User Satisfaction Score
Get Free Expert Advice
What Is Online Banking Software?
The banking industry is fast-growing, with its attempts to integrate technology into financial services. If any bank wants to stay ahead of the curve and retain customers, they need to invest heavily in technology and internet banking software.
Online banking software is nothing but a set of programs that are designed to streamline different activities of financial institutes. It supplies the infrastructure to build, deploy, and administer financial products.
It offers a wide range of functionalities — from holding accounts data in compliance with laws to handling financial transaction processing and accounting to providing customer self-service portal, and more.
Online banking software vendors can tailor the platform by the specific needs of financial organizations, such as retail banks, investment banks, and more.
Key Features of Online Banking Software
Some of the critical features of electronic banking software include:
1. Speed and Reliability: The most critical feature of online banking software is speed and reliability. When choosing a banking solution, the software should run smoothly without any glitch.
2. Security: Bank usually carries a massive amount of sensitive data. No compromise should be made when it comes to the security of the data. Thus, you need to make sure that the software takes high-level security measures. Otherwise, customer information remains exposed and at risk.
3. Support Availability: Whichever solution you choose, make sure that the vendor offers reliable and active support in case of any trouble.
If you suddenly start facing any kind of issues with the system, or it suddenly stops working, you will need immediate technical assistance. Nowadays, many online banking software vendors provide 24/7 support via live phone calls or emails. They ensure that their clients stay on top of all tasks.
4. Multi-Currency: An effective banking software will be capable enough to support multi-currency as well as different languages. It should enable you to carry out accounting procedures or create balance sheets in base currency along with other currencies if required.
5. Integration: Your banking solution should seamlessly integrate with your existing system or any other third-party applications. This is important because whenever you want to try to add any module, it shouldn’t disrupt your whole operation.
For instance, you want to integrate your banking software with social media tools to grow your business, it should happen without any breakdown. Similarly, you want a system that easily integrates with mobile banking software or is able to include widgets/shortcuts for online shopping, flight booking, etc. into your internet banking software.
6. Single Sign-on Feature: Internet banking software should support sign on to applications other than the ones not supported by core banking software — like fixed asset management package, CRM system, trade finance package, cheque transaction application, and more.
7. User Interface: One cannot ignore the importance of having an interactive interface. A useful online banking software enables quick navigation with an intuitive panel. It should be easy to use, which allows you to carry out all your functions from a single dashboard.
The main focus of online banking software vendors is flexibility and customization to enable personalized experience to every financial institution. Besides the common features, many banking solutions go beyond to provide non-banking functionalities, such as marketing content management or marketing distribution. Given the compliance concern in the financial and banking sector, content distribution can be of great use.
Benefits of Online Banking Software
There are several benefits associated with using online banking software. Some of which includes:
1. Reduces Cost of Operation: Electronic banking software simplifies and automates the daily operational activities of the bank. It results in increased efficiency when it comes to handling customers. Moreover, the use of the internet banking system, mobile banking, and payment gateways have drastically reduced the number of footfalls in the bank daily.
Thus, it reduces the requirement of the workforce in a bank. And also, ensures that all the work is performed at a much efficient rate than before. It brings down the operational and support expenses.
Furthermore, the automation of mundane tasks leaves employees with more time to focus on additional development such as better customer service.
2. Improves Compliance: Some industries like banking, food and beverage, automobiles, and more, need to stay compliant with specific industry standards set by the government. The best thing is that the banking solutions are developed keeping those compliance rules in mind. It protects you from breaking any laws unknowingly.
For instance, it ensures that an application passes through the next stage online when all the compliance is in check. Besides, the system stores all the documents and case log history in a secure and organized manner. It can be of great help during the audit period as it saves a lot of time and effort.
3. Reporting and Analytics: The modern banking solution comes equipped with reporting and analytical tools. It enables you to gather valuable information and analyze them in the back-end system to provide actionable insights on a daily basis. It allows you to make smarter business decisions.
Many electronic banking software also provides customized real-time data as per your requirements. It helps in rectifying any mistakes immediately, and thus, makes the whole banking process more transparent.
Besides, these insights allow businesses to study long term impacts on a particular business process and formulate their strategy accordingly.
4. Increases Customer Loyalty: Another core benefit of using a core banking solution is that it enables you to provide exceptional customer experiences.
By integrating mobile banking software and net banking software, customers are allowed to access their bank accounts from across the world. They can access their accounts at any time, from anywhere.
Such facilities enable banks to attract new customers and retain the old ones as it provides them with more transparent banking experience. Besides, banks can come up with more customer-centric financial services and products with the help of technology.
As we all know, the mantra to success is happy customers for any business.
5. Automates Workflow System: The main aim of electronic banking software is to automate the workflow and reduce the need to perform tasks manually. It not only saves time and effort but also increases productivity at work.
And since the operations are in real-time sync, so even if a staff member is absent, it doesn’t affect the daily operation. Any other employee can take over and carry out the required tasks quickly and easily. Moreover, the system also enhances communication at work as it allows you to send alerts or any reminders immediately via email or instant chat messengers.
6. Creates Paperless Environment: The business world is becoming paperless and moving towards digitalization.
Online banking software comes with an in-built document scanning system and stores all the files centrally. It removes the need for filing cabinets, photocopies, or paper files. In fact, it also stores exchanged text messages, emails, and voice recordings for audit purposes.
Furthermore, it allows for easy sharing of files or any documents via email. Plus, you can easily create standard templates. Thus, it reduces paper waste and also increases efficiency as the likelihood of documents getting misplaced is eliminated.