Best Payment Gateway Service Providers

Best payment gateway providers in India are CCAvenue Payment Gateway, PayUBiz India Payment Gateway, Direcpay Payment Gateway, and Zaakpay Payment Gateway. These payment gateway companies in India help online handle financial transactions from remote areas.

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List of 20 Best Payment Gateway Services

Showing 1 - 30 of 76 products

Category Champions | 2023

Payment Gateway Powering 6M Businesses in India

Instamojo is a multi-channel payment gateway for India collect payments via SMS, email, Whatsapp, facebook, website and more. Accept Credit/Debit cards, wallets, net banking, UPI, NEFT, and EMI options. Read Instamojo Reviews

High Performer | 2023

Best Digital Payments Solutions for India

PayUmoney is a free online payment gateway service provider by the PayU. It provides state of the art payment gateway solutions to online businesses through its cutting-edge and award winning technology. Read PayU Reviews

Most Reviewed

Services by Avenues India Pvt. Ltd.

Payment Gateway, Merchant Accounts and Online Credit Card Processing Services offered by CCAvenue, South Asia's biggest Payment Gateway and Merchant Accounts service provider. Accept Visa, MasterCard, American Express, Diners Club International and JCB cards on your website. Read CCAvenue Reviews

Bill presentment and online payment collections

Swipe invoicing software is an online cloud-based solution. Using Swipez you can collect payments faster, organize company expenses, automate vendor payouts & perform e-invoicing GST filing. Automate your company billing using Swipez free billing software. Read Swipez Billing Reviews

Category Champions | 2023

A System Designed to Handle End to End Payments

Razorpay is the most integrated and world-class payment gateway. Its futuristic features handle end to end the transaction in a matter of minutes. An intuitive payment gateway software to streamline transactions. Read Razorpay Reviews

High Performer | 2023

Get a Mini App - Readymade Business App in 5 mins

Get a Mini App in 5 minutes using the Goodbox Mini App builder. Mini Apps are Readymade Apps that are less than 1% the Cost of an App. 20,000+ Businesses have got their own. Mini Apps have features similar to that of large online apps. No need to make your own app now! Get online food ordering software Read Goodbox - Readymade Apps Reviews

Services by One97 Communications Ltd

The most robust and advanced Payment Platform for your business. Delight your customers with the convenience of multiple payment options across all payment channels. Read One97 Reviews

The best ongoing softwares

!!!!A swift software is an interface between user and computer. It is a set of instructions, programs that are used to give command to hardware. It is responsible for controlling, integrating and managing the hardware components of a computer system in Admin Summary.about Read swift Reviews

Services by Paytabs

PayTabs provides customers in the Middle East with simple and trusted online payment solutions that include online invoicing for customers who sell through their websites or Social Media Accounts? PayTabs also offers E-commerce plugins for resellers and online service providers who sell through online stores. Read Paytabs Reviews

Services by Airpay Payment Services Pvt.Ltd

Airpay is among top payment gateway solutions providers in India. We offer online payment processing services, ecommerce payment solutions & credit card processing options with no hidden charges & no setup cost. Read Airpay Reviews

Contenders | 2023

ePaisa - #OmniPayment Point of Sale (POS)

OmniChannel Point of Sale ecosystem with OmniPayment acceptance for businesses of all sizes. It offers very good payment gateway service. ePaisa offers tools like Inventory, VAS, Loyalty, Marketing, Analytics and more.  Read ePaisa Reviews

Services by Zaakpay

Zaakpay is an online payments & payment gateways in India. Zaakpay allows the easiest and the most secure way to send and receive one time or recurring money from individuals and businesses with just a click. Zaakpay is free for consumers and accepts payments from all banks across India without integration. Read Zaakpay Reviews

High Performer | 2023

Easebuzz is an online payment solution catering to small and medium sector enterprises.  With over 10,000 merchants onboard, they are helping individual merchants now to collect online payments for their business via Debit, Credit and Netbanking options. Read Easebuzz Reviews

Services by One Mobikwik Systems Pvt Ltd

MobiKwik is online mobile recharge Network, with fast and safe payment. These are Android, Windows and iOS. All services of MobiKwik are also available via a desktop site and a mobile site. Read MobiKwik Reviews

Services by Atom Technologies Ltd.

Atom - India's Best Payment Service Provider which offers facilities such as Online, Mobile, IVR & POS using Credit/debit card, net banking; cash/prepaid cards and IMPS. Atom brings you its payment services through whichever route you prefer. Read Atom Reviews

The fastest and easiest way to collect money.

Cashfree Payment Gateway provides the 100+ payment options: Domestic & International cards, 70+ Netbanking options, PayTM & 6 popular mobile wallets like Airtel, Mobikwik) * Lowest Payment Gateway Charges in the country -1.95% per transaction * 24-48hours settlement Read Cashfree Reviews

Contenders | 2023

Payment Gateway Service for all Global Countries

Prodoge is a peer to peer platform for global business and payments. This Payement Gateway Software find people you want to send money to. Browse profiles of businesses and professionals offering services. Promote yourself and your business. Read Prodoge Reviews

Services by Hyperswitch (Juspay Technologies)

JusPay helps make checkout process extremely easy. Our solution reduces the checkout process to mere 2 simple steps and helps complete the payment in less than 15 seconds. Read JusPay Reviews

Emergents | 2023

We are The SiOnline India's Leading Travel Company

SiOnline, The All in One Mobile, DTH and DataCard Single Sim Multi Recharge Service. SiOnline network provides a convenient and cost-effective channel to reach their end consumers. we are also authorised principal service provider for irctc agent registration. Read SiOnline Reviews

Contenders | 2023

Services by PayKun Payment Solutions Private Limited

Paykun is a Payment Gateway Service for websites/apps. Receive payments securely from debit, credit, net banking, UPI and wallet. This Payment Gateway Software allows checkouts, saving cards, reporting, recordkeeping, and fast settlements. Read Paykun Reviews

Emergents | 2023

The Subscription billing and provisioning platform

Trigital Technologies, A SaaS Billing & CRM Company with Diverse Experience that provides end-to-end e-business solutions and services to Media, Data & Voice segments. Trigital provide the comprehensive SaaS based OBS Solutions. which is faster, flexible, yet a Enterprise Grade. Read Billing Provisioning CRM Reviews

Emergents | 2023

A Complete Education Management Portal

eShiksa is one of the solutions in this way forward where we propose to provide innovative and cost effective Education Management service to the Education Institutes. eShiksa is an education management portal that facilitates smooth management of educational affairs of an Institute. Read Eshiksa EMP Reviews

Best Payment Gateway with the lowest transactional

PayerVault is the game-changer in payment processing, addressing the need for affordable, efficient solutions. With the lowest charges, versatile payment options, rapid online setup, real-time insights, and no maintenance fees, it's the gateway for financial freedom. Read PayerVault Reviews

Contenders | 2023

Digital Payments In No Time

INNOTYM Application offers a simple & reliable way to make payments in no time. Innotym’s market place enables customers who need to make payments for their daily necessities to connect to their respective merchants through Innotym’s digital payment community. Read Innotym Reviews

Contenders | 2023

Most Liberal Practo Zocdoc Clone Script

Mean stack technology script for one-stop healthcare solution for doctors, clinics and hospitals, home healthcare providers, and patients. While labeling mobile apps for providers and patients. Also, customization is available for specific requirements. Read PractoClone Reviews

Services by TimesofMoney Ltd.

DirecPay is an integrated online payment gateway solution for Indian merchants. With the availability of solutions such as DirecPay's payment gateway, India has become a huge market for retailers wanting to sell online. DirecPay's integrated suite of multiple payment options gives merchants in India an easy & convenient option to grow their online business.  Read DirecPay Reviews

Contenders | 2023

Best Payment gateway software is a cloud-based payment solution for business that makes payment collection faster by 3 times and saves 80% of the manual effort. Online payment link sharing with customers, auto-generation of email invoice, online payment options, reminders etc. Read Paymentvista Reviews

Category Champions | 2023

Payment Gateway Service by SecurionPay

SecurionPay is an online payment platform which utilizes the best technologies. This Payment Gateway Software Allows hassle-free payments through the web and mobile devices. It's secure, integrates easily and is cost-effective. Read SecurionPay Reviews

Category Champions | 2023

Helping your business with seamless payments experience with the best technology of payment gateway, Mpos and POS link based and email and SMS based payments, international card acceptance, white-label wallet and payment gateways. Read AdvayPay Reviews

Services by Emvantage Payments Pvt. Ltd.

Emvantage is an Online Payment Gateway in India providing service for accepting Credit Card, debit Card, Netbanking, Cash Cards Online through Advanced Payment Platform. It provides “Platform as a Service” for Online Merchants, Banks and Merchant Aggregators offering the Best Payment Gateway in India Read Emvantage Reviews

What is Payment Gateway?

A payment portal is a service that allows businesses to accept payments from consumers or clients. The word refers to physical card-reading machines in physical retail outlets and online payment portals in internet retailers.

Various e-commerce application service providers provide a payment gateway service that allows a store to securely request and handle payment transactions with customers. They facilitate ease of payments so the organization can focus on more crucial aspects of the operation. A payment gateway service is an essential merchant service provided by an e-commerce application service provider that authorizes credit card or direct payment processing for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar.

We are in the midst of a huge e-commerce boom, and technology has disrupted how we sell things today! The internet has revolutionized our conventional marketplace with the rapid growth of numerous online stores. Selling online poses a unique set of challenges, and one of the biggest roadblocks to a seller is bridging the distance between your website and a customer’s wallet. A great solution would be to set up a user-friendly and flexible payment gateway service! It’s important to know that to accept payments online, a gateway is mandatory. So what exactly is payment gateway software, and why is it the best option for your web-based business?

How Does Payment Gateway Software Works?

It is sometimes daunting for a payment gateway service integration business in its operations! There are so many questions about its functioning that may seem complicated. A payment gateway works simply to ensure that when a customer clicks on “order and pay,” the entire payment process happens seamlessly and orderly. A payment gateway service exchanges information between the website and acquiring bank. Let’s understand how payment gateway software works.

It all begins when the customer places the order. The merchant securely transfers order information to the payment gateway software. The transaction is then routed to the issuing bank or the 3D secure page to request transaction authentication. After the successful authentication, the transaction is authorized or declined (depending on funds available in the customer’s account) by the issuing bank or card (VISA, MASTER, MAESTRO, American Express, etc.). The payment gateway service then accordingly sends a message to the merchant. The bank settles the money with the payment gateway service, and the money is then transferred to the merchant. So, a payment gateway works in a smooth manner to make your payment procedures simple and effective!

Integrate a Payment Gateway Software to Transform Business Growth

Businesses require an agile, scalable, and reliable billing solution to process their payments – new and recurring. Choosing to integrate a payment gateway may seem to be a complicated task, but it’s easy once you assess your business requirements. They come with varying fee structures and features suitable for different industries and company sizes. It costs an initial lump sum and may seem a sizeable investment; however, picking the right gateway helps your business save money in the long run and keeps it running smoothly.

Creating a great customer payment experience is essential for business success and longevity. It should be seamlessly integrated into the online store’s shopping cart software to provide a hassle-free payment option for customers. These nine steps will help your business integrate a payment gateway system for your business -

  1. Understand the Function of a Payment Gateway

    It’s important to know the various functions of payment gateway services and how they will help your business grow in a profitable manner. It will help you make an informed choice and choose the best gateway for your requirements.

  2. Check with Your Web Host

    Browse through your website's control panel or your online shop's admin page and check if there are payment gateway options. This will help quickly implement payment gateway services to the business suite.

  3. Browse Through Various Options

    Many popular payment gateway services are widely supportive and compatible with most online business models. List of payment gateways:

    • PayPal

    • Payza

    • Perfect Money

    • Egopay

    • SecurePay


    • Verify

    • Braintree

    • SecurePay

  4. Understand the Fees/ Terms & Conditions

    Payment gateway software comes in a variety of flexible payment options. User-friendly fee structures can include monthly fixed fees, fixed fee amounts per transaction, and variable fees based on the transaction amount. Compare rates to find the service that meets business needs in the most economical manner.

  5. Pick Between an External or a Direct Gateway

    External gateways redirect your customers to another website to process the payment. Direct gateways complete the entire processing within your store, keeping the customer on your site. Choose the kind of gateway you wish to implement in your business model.

  6. Sign up for a Merchant Account

    The next step is to sign up for a merchant account, which can be linked to the payment gateway solution. This will facilitate the online shop to receive payments from the customer. Merchant accounts will typically charge per transaction that is carried out.

  7. Sign up for Your Chosen Payment Gateway System

    Once the merchant account is set up, you must sign up with your chosen payment gateway service provider. A suitable Login ID, password, and authorization can be set up to ensure data security.

  8. Add Payment Methods

    This procedure may vary from service to service, but generally, you will need to enter your payment gateway service information for each method of payment you intend to accept. This is in the initial setup stage.

  9. Test the Gateway

    Payment gateway software providers give test accounts that allow the user to check the smooth functioning of services. These will enable you to perform fake transactions to ensure the payment process works correctly. It is important to test before making your online store live to avoid unexpected roadblocks.

    These simple steps will help any business integrate a payment gateway service in a seamless manner!

There are payment processing solutions for every industry and advanced expertise to meet all types of businesses unique needs. Innovative technology, affordable rates, multiple payment options, easy-to-use tools, and exceptional service make payment gateways a must-have for your business. So, it’s time to invest in a payment gateway service and create an exceptionally delightful payment experience for your customers.

Compare Pricing Plans of Top Payment Gateway Services Providers

Name Ratings & Reviews Starting Price Free Trial?
PayU 4.4(115 Reviews)

Available on Request

No Learn More
CCAvenue 4.4(26 Reviews) $0.42 User/Annual No Learn More
Swipez Billing 4.9(12 Reviews) $0 Per Year Yes Learn More
Razorpay 4.4(11 Reviews) $0.03 User/Month No Learn More
One97 4.7(10 Reviews)

Available on Request

No Learn More

FAQs of Payment Gateway Services

  • It acts as a go-between to ensure that the customer’s data is safe and secure
  • It decreases the frequency and severity of credit/debit card frauds
  • Most online shoppers are quite familiar with the services

There are four types of payment gateways

  • Hosted payment gateways
  • Self-hosted payment gateways
  • API hosted payment gateways
  • Local bank integrated

Generally, payment gateway services accept all VISA and MasterCard, but if your business involves international transactions, you need to check whether the gateway supports local cards.

Payment Gateway Services in following cities

Last Updated: July 13, 2023