Best Payment Gateway Companies
List of best payment gateway providers includes CCAvenue Payment Gateway, PayUBiz India Payment Gateway, Direcpay Payment Gateway, and Zaakpay Payment Gateway. These payment gateway companies facilitate online financial transactions, particularly from distant locations.
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Most Popular Payment Gateway Services
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List of 20 Best Payment Gateway Services
Contenders | 2025
Product Description
SecurionPay is an online payment platform that utilizes the best technologies. This payment gateway software allows hassle-free payments through the web and mobile devices. Its secure, integrates easily, and is cost-effective. Read More About SecurionPay
SecurionPay Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Global Payments
- Subscription Management
- Cross Sales
- Instant Payouts
- Multi Language Support
- Fraud Prevention
- Tokenization
- Recurring Billing
- View all Features
Starter
$ 0
One Time
SecurionPay Features and Usability-Based User Satisfaction Score
Easy Payment Gateway Software
Product Description
FSS Payment Gateway Service is easily integrated into the merchants website to transmit transaction data such as credit card, debit card, net banking, cash card, etc. for purchaser authorization. It has the fastest checkout and an extensive transaction dashboard. Read More About FSS Payment Gateway
FSS Payment Gateway Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- 24/7 Support
- Virtual Terminal
- Seamless Integration
- Tokenization
- Api Access
- Mobile Payments
- Customer Vault
- Real Time Reporting
- View all Features
High Performer | 2025
Product Description
PayUmoney is a free online payment gateway service provider by PayU. It provides state-of-the-art payment gateway solutions to online businesses through its cutting-edge and award-winning technology. Read More About PayU
PayU Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Payment Links
- Global Coverage
- Fraud Prevention
- Dispute Management
- Emi Options
- Dynamic Routing
- Multi Currency Support
- Secure Tokenization
- View all Features
PayU Features and Usability-Based User Satisfaction Score
Services by 2Checkout.com, Inc
Product Description
2Checkout is the standard solution for the payment gateway. It is quite simple and attractive in appearance. Supports multi-language and multi-currency. Prevents fraud. The process is safe, reliable, and secure. Also, supports mobile applications. Read More About 2Checkout
2Checkout Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Recurring Billing
- Mobile Payments
- Affiliate Management
- Third Party Integrations
- Pci Compliance
- Tax Management
- Global Payment Processing
- Multiple Payment Methods
- View all Features
Services by Vantiv
Product Description
Vantiv is the smart payment gateway solution. Specially designed for small sectors to manage their transactions, diminish the risk, and stress less while growing revenue. Vantiv is the innovative and secure solution. Read More About Vantiv
Vantiv Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Pci Compliance
- 24/7 Customer Support
- Developer Tools
- Customer Data Security
- Real Time Reporting
- Secure Payment Processing
- E Commerce Integration
- Hosted Payment Pages
- View all Features
Services by Cayan, LLC
Product Description
Cayan is the award-winning solution, moreover an intelligent platform for the payment gateway. It has leading U.S. processors for enhancing reporting and security from prevention. It also has genius customer engagement. Read More About Cayan
Cayan Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Multi Currency Support
- Developer Api
- 24/7 Customer Support
- Recurring Billing
- Contactless Payments
- Pci Compliance
- Batch Processing
- Tokenization
- View all Features
Category Champions | 2025
Payment Gateway Powering 6M Businesses in India
Product Description
Instamojo is a multi-channel payment gateway for India to collect payments via SMS, email, WhatsApp, Facebook, website, and more. Accept Credit/Debit cards, wallets, net banking, UPI, NEFT, and EMI options. Read More About Instamojo
Instamojo Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Multiple Payment Options
- Subscription Billing
- Secure Transactions
- Easy Integration
- Payment Buttons
- Invoice Management
- Payment Links
- Customizable Checkout
- View all Features
NEFT/ RTGS/ Bank Transfer
$ 0
For All Transactions
Cards, Net Banking, Wallets, UPI
$ 0
Per Transaction
Digital Products & Files
$ 0
Per Transaction
Instamojo Features and Usability-Based User Satisfaction Score
Contenders | 2025
Product Description
Easebuzz, a software-enabled payments platform, empowers small businesses to digitize payments seamlessly. It eliminates worries about business process challenges, offering smart APIs and cost-effective solutions in one place. Read More About Easebuzz
Easebuzz Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Invoice Generation
- Merchant Dashboard
- Customer Support
- Detailed Analytics
- Recurring Payments
- Instant Settlements
- Secure Transactions
- Seamless Integration
- View all Features
Free Payment Gateway
$ 0
Per User
Easebuzz Features and Usability-Based User Satisfaction Score
Category Champions | 2025
Bill presentment and online payment collections
Product Description
Swipe invoicing software is an online cloud-based solution. Using Swipez, you can collect payments faster, organize company expenses, automate vendor payouts, and perform e-invoicing GST filing. Automate your company billing using Swipezs free billing software. Read More About Swipez Billing
Swipez Billing Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Recurring Billing
- Customer Management
- Discount Management
- User Permissions
- Automated Reminders
- Payment Gateway Integration
- Reporting And Analytics
- Inventory Management
- View all Features
Free
$ 0
Per Year
Startup
$ 83
Per Year
Growth
$ 167
Per Year
Swipez Billing Features and Usability-Based User Satisfaction Score
Category Champions | 2025
Product Description
PayPal will prove to be your digital wallet with the best built-in features. It comes with a 180-day refund window, free return shipping, top-notch protection for your financial details, one-touch login, and so on. Read More About Paypal
Paypal Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Subscription Management
- Payment Gateway Integration
- Mobile Payments
- Compliance Management
- Invoicing
- Dispute Resolution
- Customizable Checkout
- Reporting And Analytics
- View all Features
PayPal Payments Pro
$ 30
month
Paypal Features and Usability-Based User Satisfaction Score
Category Champions | 2025
Product Description
Payment Gateway, Merchant Accounts, and Online Credit Card Processing Services are offered by CCAvenue, South Asia's biggest Payment Gateway and Merchant Accounts service provider. Accept Visa, MasterCard, American Express, Diners Club International, and JCB cards on your website. Read More About CCAvenue
CCAvenue Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Dynamic Routing
- 24/7 Customer Support
- Emi Options
- Fraud Detection
- Invoice Payments
- Smart Analytics
- Seamless Integration
- Recurring Payments
- View all Features
PRIVILAGE
$ 417
User/Annual
CCAvenue Features and Usability-Based User Satisfaction Score
Contenders | 2025
Product Description
Razorpay is the most integrated and world-class payment gateway. Its futuristic features handle end-to-end transactions in a matter of minutes. An intuitive payment gateway software to streamline transactions. Read More About Razorpay
Razorpay Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Upi Payments
- Recurring Payments
- Subscriptions
- Fraud Prevention
- Payment Pages
- Instant Activation
- Smart Collect
- Instant Refunds
- View all Features
Payment Gateway
$ 0
User/Month
Razorpay Features and Usability-Based User Satisfaction Score
Contenders | 2025
Product Description
The most robust and advanced payment platform for your business. Delight your customers with the convenience of multiple payment options across all payment channels. Read More About One97
One97 Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Invoice Generation
- Pci Dss Compliance
- Multi Currency Support
- Instant Settlements
- Api Documentation
- High Success Rates
- Multiple Payment Options
- Fraud Detection
- View all Features
One97 Features and Usability-Based User Satisfaction Score
Emergents | 2025
Get a Mini App - Readymade Business App in 5 mins
Product Description
Get a Mini App in 5 minutes using the Goodbox Mini App builder. Mini Apps are readymade apps that are less than 1% the cost of an app. 20,000+ businesses have got their own. Mini Apps have features similar to those of large online apps.... Read More About Goodbox - Readymade Apps
Goodbox - Readymade Apps Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Email Marketing Integration
- Customizable Templates
- Loyalty Programs
- Seo Optimization
- Multi Language Support
- Payment Gateway Integration
- 24/7 Customer Support
- Order Management
- View all Features
Basic Mini App
$ 35
Per Year
Smart Mini App
$ 69
Per Year
Professional Mini App
$ 139
Per Year
Goodbox - Readymade Apps Features and Usability-Based User Satisfaction Score
Category Champions | 2025
Product Description
Stripe is one of the best payment software, which helps you run an internet business. It provides you with the most powerful and flexible tools for Internet commerce. Stripe’s designed APIs help you to create the best product for your users while creating a subscription... Read More About Stripe
Stripe Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Fraud Prevention
- Dispute Handling
- Financial Reporting
- Multi Currency Support
- Customizable Checkout
- Payment Processing
- Customer Management
- Mobile Payments
- View all Features
Stripe Features and Usability-Based User Satisfaction Score
Emergents | 2025
Product Description
PayTabs provides customers in the Middle East with simple and trusted online payment solutions that include online invoicing for customers who sell through their websites or social media accounts. PayTabs also offers e-commerce plugins for resellers and online service providers who sell through online stores. Read More About Paytabs
Paytabs Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Secure Payment Processing
- Recurring Billing
- Global Coverage
- Hosted Payment Page
- Fraud Prevention
- Tokenization
- Api Access
- Easy Integration
- View all Features
Paytabs Features and Usability-Based User Satisfaction Score
Contenders | 2025
Product Description
Payoneer is a payment management software that helps you get paid in multiple ways online from any corner of the world. It is a boon to industries involved with consumers situated at a distance. Read More About Payoneer
Payoneer Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Compliance And Security
- Affiliate Program
- Integrated Payment Gateway
- Prepaid Mastercard
- Mass Payouts
- Transaction History
- Recurring Payments
- Multi Currency Accounts
- View all Features
Payoneer Features and Usability-Based User Satisfaction Score
Contenders | 2025
Product Description
Airpay is among the top payment gateway solutions providers in India. We offer online payment processing services, ecommerce payment solutions & credit card processing options with no hidden charges & no setup cost. Read More About Airpay
Airpay Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Seamless Refunds
- Payment Links
- Emi Options
- Fraud Prevention
- Invoice Generation
- Pci Dss Compliance
- Instant Settlements
- Multiple Payment Methods
- View all Features
Airpay Features and Usability-Based User Satisfaction Score
Emergents | 2025
Product Description
OmniChannel Point of Sale ecosystem with OmniPayment acceptance for businesses of all sizes. It offers a very good payment gateway service. ePaisa offers tools like Inventory, VAS, Loyalty, Marketing, Analytics, and more. Read More About ePaisa
ePaisa Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- Barcode Scanning
- Sales Reporting
- Multi Currency Support
- Customizable Receipts
- Multi Store Management
- E Commerce Integration
- Offline Mode
- Gift Card Management
- View all Features
SUVIDHA
$ 8
User/ Month
ePaisa Features and Usability-Based User Satisfaction Score
Emergents | 2025
Product Description
Zaakpay is an online payments & payment gateway in India. Zaakpay allows the easiest and most secure way to send and receive one-time or recurring money from individuals and businesses with just a click. Zaakpay is free for consumers and accepts payments from all banks... Read More About Zaakpay
Zaakpay Is Tailored For
StartUps
SMBs
Mid-Market
Enterprises
Features
- High Success Rates
- Detailed Reporting
- Instant Settlements
- 24/7 Customer Support
- Multiple Payment Options
- Mobile Payments
- Seamless Refunds
- Merchant Account Management
- View all Features
Zaakpay Features and Usability-Based User Satisfaction Score
Get Free Expert Advice
What is a Payment Gateway?
A payment portal is a service that allows businesses to accept payments from consumers or clients. The word refers to physical card-reading machines in physical retail outlets and online payment portals in internet retailers.
Various e-commerce application service providers provide a payment gateway service that allows a store to securely request and handle payment transactions with customers. They facilitate ease of payments so the organization can focus on more crucial aspects of the operation. A payment gateway service is an essential merchant service provided by an e-commerce application service provider that authorizes credit card or direct payment processing for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar.
We are in the midst of a huge e-commerce boom, and technology has disrupted how we sell things today! The internet has revolutionized our conventional marketplace with the rapid growth of numerous online stores. Selling online poses a unique set of challenges, and one of the biggest roadblocks to a seller is bridging the distance between your website and a customer’s wallet. A great solution would be to set up a user-friendly and flexible payment gateway service! It’s important to know that to accept payments online, a gateway is mandatory. So what exactly is payment gateway software, and why is it the best option for your web-based business?
How Does Payment Gateway Software Work?
It is sometimes daunting for a payment gateway service integration business in its operations! There are so many questions about its functioning that may seem complicated. A payment gateway works simply to ensure that when a customer clicks on “order and pay,” the entire payment process happens seamlessly and orderly. A payment gateway service exchanges information between the website and the acquiring bank. Let’s understand how payment gateway software works.
It all begins when the customer places the order. The merchant securely transfers order information to the payment gateway software. The transaction is then routed to the issuing bank or the 3D secure page to request transaction authentication. After the successful authentication, the transaction is authorized or declined (depending on funds available in the customer’s account) by the issuing bank or card (VISA, MASTER, MAESTRO, American Express, etc.). The payment gateway service then accordingly sends a message to the merchant. The bank settles the money with the payment gateway service, and the money is then transferred to the merchant. So, a payment gateway works in a smooth manner to make your payment procedures simple and effective!
Integrate a Payment Gateway Software to Transform Business Growth
Businesses require an agile, scalable, and reliable billing solution to process their payments – new and recurring. Choosing to integrate a payment gateway may seem to be a complicated task, but it’s easy once you assess your business requirements. They come with varying fee structures and features suitable for different industries and company sizes. It costs an initial lump sum and may seem a sizeable investment; however, picking the right gateway helps your business save money in the long run and keeps it running smoothly.
Creating a great customer payment experience is essential for business success and longevity. It should be seamlessly integrated into the online store’s shopping cart software to provide a hassle-free payment option for customers. These nine steps will help your business integrate a payment gateway system for your business -
-
Understand the Function of a Payment Gateway
It’s important to know the various functions of payment gateway services and how they will help your business grow in a profitable manner. It will help you make an informed choice and choose the best gateway for your requirements.
-
Check with Your Web Host
Browse through your website's control panel or your online shop's admin page and check if there are payment gateway options. This will help quickly implement payment gateway services to the business suite.
-
Browse Through Various Options
Many popular payment gateway services are widely supportive and compatible with most online business models. List of payment gateways:
-
PayPal
-
Payza
-
Perfect Money
-
Egopay
-
SecurePay
-
Authorize.net
-
Verify
-
Braintree
-
SecurePay
-
-
Understand the Fees/ Terms & Conditions
Payment gateway software comes in a variety of flexible payment options. User-friendly fee structures can include monthly fixed fees, fixed fee amounts per transaction, and variable fees based on the transaction amount. Compare rates to find the service that meets business needs in the most economical manner.
-
Pick Between an External or a Direct Gateway
External gateways redirect your customers to another website to process the payment. Direct gateways complete the entire processing within your store, keeping the customer on your site. Choose the kind of gateway you wish to implement in your business model.
-
Sign up for a Merchant Account
The next step is to sign up for a merchant account, which can be linked to the payment gateway solution. This will facilitate the online shop to receive payments from the customer. Merchant accounts will typically charge per transaction that is carried out.
-
Sign up for Your Chosen Payment Gateway System
Once the merchant account is set up, you must sign up with your chosen payment gateway service provider. A suitable Login ID, password, and authorization can be set up to ensure data security.
-
Add Payment Methods
This procedure may vary from service to service, but generally, you will need to enter your payment gateway service information for each method of payment you intend to accept. This is in the initial setup stage.
-
Test the Gateway
Payment gateway software providers give test accounts that allow the user to check the smooth functioning of services. These will enable you to perform fake transactions to ensure the payment process works correctly. It is important to test before making your online store live to avoid unexpected roadblocks.
These simple steps will help any business integrate a payment gateway service in a seamless manner!
There are payment processing solutions for every industry and advanced expertise to meet all types of businesses' unique needs. Innovative technology, affordable rates, multiple payment options, easy-to-use tools, and exceptional service make payment gateways a must-have for your business. So, it’s time to invest in a payment gateway service and create an exceptionally delightful payment experience for your customers.
FAQs
Why payment gateway is important for your online business?
- It acts as a go-between to ensure that the customer’s data is safe and secure
- It decreases the frequency and severity of credit/debit card frauds
- Most online shoppers are quite familiar with the services
What are the different types of payment gateways?
There are four types of payment gateways
- Hosted payment gateways
- Self-hosted payment gateways
- API hosted payment gateways
- Local bank integrated
What types of cards are accepted by payment gateway services?
Generally, payment gateway services accept all VISA and MasterCard, but if your business involves international transactions, you need to check whether the gateway supports local cards.