Cognitive Group

automation. Our expertise lies in simplifying complex commercial and retail lending, mortgage operations, risk management, and both back-office and online banking functions. By focusing on human factors, we create practical, actionable solutions that are tested with real users to ensure usability and effectiveness. Our flagship product, BusinessBANKER, exemplifies our commitment to innovation. This comprehensive loan origination and risk management solution enhances existing banking, CRM, and ERP systems, significantly reducing the number of steps and turnaround time involved in loan processing. Financial institutions, including the Royal Bank of Canada, have benefited from our streamlined approach, which cuts down the loan creation process by 90% and turnaround time by 50%. In addition to transforming traditional banking processes, we are making strides in micro-lending, particularly in regions like Guinea and Senegal. Our solutions enable small businesses without financial statements to access credit, thereby fostering entrepreneurship and economic growth. Founded in 1995 by the Computer Research Institute of Montreal, Cognitive Group boasts a team of experts with advanced degrees in human factors, human-computer interaction, and interaction design. With offices in Montreal, Toronto, Hong Kong, and San Francisco, we are well-positioned to serve a global clientele, delivering unparalleled automation and process simplification that drive tangible results.